Terms & Conditions

 

Last Updated: 08/19/2024

1. Acceptance of Terms

   By hopping onto and using The Lending Ledger (the "Website"), you agree to toe the line with these Terms & Conditions. If you can't get on board with them, please steer clear of this Website.

2. **Use of the Website.   You agree to utilize The Lending Ledger only for lawful purposes in a manner that doesn’t infringe on the rights of others or curb anyone else's use and enjoyment of the Website. Using the Website to send or spread any nasty, harmful, or just plain wrong stuff? That's a big no-no.

3. Intellectual Property

   Every bit of content on The Lending Ledger—like text, graphics, logos, images, and software—is owned by The Lending Ledger or its content suppliers & is protected by intellectual property laws. You can't copy, share, tweak, or create new stuff from any content here without our say-so.

4. User-Generated Content

   If you toss any content our way—be it comments, feedback, or whatever—you’re giving us a non-exclusive, royalty-free, everlasting global license to use, tweak & spread that content in any media. You promise you own or have the rights needed to share that content & it's not stepping on anyone else's toes.

5. Third-Party Links

   The Lending Ledger might contain links to other sites we're not running. We're not responsible for what’s on those third-party sites or how they handle privacy & other practices. By using our website, you’re letting The Lending Ledger off the hook for anything that might go down on those other sites.

6. Disclaimer of Warranties

   The info served up on The Lending Ledger is mainly for general knowledge and comes "as is," without any kind of promises or guarantees (expressed or implied). We don't vouch for how accurate, whole, or reliable any info here is. Using this Website? That’s all on you.

7. Limitation of Liability

   In no case shall The Lending Ledger or its affiliates be held accountable for any direct, indirect, incidental, special, consequential (or punitive) damages that come from your use—or inability to use—the Website or any content found there. This holds regardless if the alleged liability is based on contract, tort (negligence), strict liability, etc.

8. Indemnification

   You agree to cover for (indemnify), defend & hold blameless The Lending Ledger—its affiliates & contributors—from all claims, damages, liabilities such as costs and expenses (including reasonable attorney's fees) arising from your use of the Website or you're breaking these Terms & Conditions.

9. Modifications to the Terms

   We at The Lending Ledger can change these Terms & Conditions anytime without giving you a heads-up first. Changes take effect right when they're posted on our website. Keeping on using the Website after changes means you're okay with the new Terms & Conditions.

10. Termination

    We reserve the right to shut down or pause your access to The Lending Ledger whenever we see fit—without warning—if we think your conduct breaks these Terms and Conditions or harms other users (& us) in some way.

11. Governing Law

    These Terms & Conditions are governed by—and interpreted following—the laws of the United States. Any legal action tied to these Terms should only be brought in courts located within United States.

12. Contact Information

    Got questions or concerns about these Terms and Conditions? Please contact us.